The Fund requires that you have underlying Wisconsin Medical Malpractice Insurance with liability limits of $1,000,000/$3,000,000. The insurance company then notifies the Fund that you have coverage and the Fund will issue a secondary policy and send you a premium notice for that policy.
In the event of a claim that exhausts your underlying policy limits, the Fund provides the additional coverage above and beyond those limits.
If you are unable to obtain the underlying $1,000,000/$3,000,000 Wisconsin malpractice insurance coverage in the voluntary insurance market, you have to purchase a policy through the Wisconsin Health Care Liability Insurance Plan (WHCLIP). If you need to apply for coverage with this plan, please
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Wisconsin Injured Patients Compensation Fund
